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How to Sell Your House in Springfield if You Owe More Than It’s Worth

Owing more than your house is worth is not a favorable position if you should need to sell, even more so if you are under pressure to sell quickly for personal or financial reasons. Often already under a great deal of stress, taking on the sale of a house can seem like an overwhelming proposition. However, understanding your options can help you feel confident in your final decision about how you sell the house, which can significantly impact how much you profit. So read on as we explore how to sell your house in Springfield if you owe more than it is worth.

Commissions

Commissions add up fast when you’re trying to sell your house in Springfield if you owe more than it is worth, and may leave you owing money at the closing table. However, professional buyers like those at Hampden Homebuyers never charge commissions, and there are no hidden fees when you sell your house directly. Instead, at Hampden Homebuyers, our local professional buyers offer in cash the exact amount you’ll have in hand after closing. And you won’t pay closing costs because at Hampden Homebuyers, our professional buyers provide a full-service in-house team of industry specialists to handle everything quickly and efficiently, allowing us to offer a guaranteed closing date, often within days. Or talk to your professional buyer at Hampden Homebuyers about selecting the best day for your closing, and we’ll work with you.

Prep and Repairs

It’s best to make repairs and prep the house, making it attractive to buyers to earn the highest potential profit. However, it takes a great deal of wherewithal, time and money to take these steps, which may not be a realistic goal when you need to sell your house in Springfield if you owe more than it‘s worth. Professional buyers like those at Hampden Homebuyers will detail what you could profit from making improvements and listing vs. their offer to buy your house directly as-is. A direct sale to a professional buyer at Hampden Homebuyers means you don’t need to worry about passing the inspection, and we’ll take on the risks of repairs. And you can skip the prep and hassles of showings when you sell directly to a professional buyer at Hampden Homebuyers.

Current Market Value

If you’ve fallen behind on payments and you hear the distant rumbling of foreclosure from your lender, it is best to take quick action. However, you may find you can’t afford to pay the difference if you need to sell your house in Springfield and you owe more than it’s worth. Professional buyers like those at Hampden Homebuyers can help you through the process of a short sale to avoid bankruptcy or foreclosure. At Hampden Homebuyers, our professional buyers are highly seasoned negotiators who will work with your lender to help you avoid the negative consequences of inaction that can drastically affect your life in many ways, including your credit score.

A direct sale to a professional buyer at Hampden Homebuyers is the best way to sell your house in Springfield if you owe more than it is worth. With a straightforward process that is fast and simple, the professional buyers at Hampden Homebuyers and their team are proud of their work here in Springfield and operate with a policy of total transparency. At Hampden Homebuyers, our professional buyers and their team are your neighbors here in Springfield, and we care about our community and helping the people. That is why at Hampden Homebuyers, we want you to have the information you need to make an educated decision because we want you to feel good about the deal long after closing. Call Hampden Homebuyers at (413) 248-7355.

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